The first step in the process would be to complete our Financial Health Check Form. This will give us all the details necessary for us to be able to assist you and talk through your particular circumstances and needs.

Click here to access that form.

There is also a similar form ( Borrowing Capacity ) in the Pack sent to you which you can either post or fax to us.

Please don’t hesitate to contact me if you have any further questions.
Looking forward to hearing from you soon.

Kind regards,
Rod.

Thanks for your contribution. There are many ways to invest in property and many, many properties to choose from just as there are many groups who will “help” you.

It is unfortunate that your initial foray into property investing prior to becoming involved with mrd has set you back so much. Fixed rates can be such a trap as you would know from reading our weekly articles on the subject. The wrong property or the wrong financing can seriously set back your plans. It looks like you were victim to both of these factors.

It is also unfortunate that that first property caused you to not proceed with the property you initially looked at through mrd. While that property is still a long way off completion (they haven’t even started construction yet) it is already showing signs of capital growth, even through this credit crisis we are currently enduring. Had you decided to sign contracts on this purchase, the commitment from you would have been very negligible until settlement; still a couple of years away. Therefore, unless you see your situation staying dire for that long you would not have lost anything.

The silver lining is that you didn’t invest in the share market in November 07. While your Sydney property hasn’t moved forward as you would have liked you are still a long way in front of the share market. Even with the wrong property and the wrong financing you have maintained your asset base while many haven’t. Relatively speaking you are doing fine.

I have always been wary of the stock market. My personal opinion is that it is too volatile and unpredictable for me. I need something more stable and reliable. That is why I invest in property.

We wish you well and when your investment strategy returns to property we will still be here ready to help you get the right property and the right finance structure so you can move forward, increase your asset base and build wealth for your families future.

Well written information – thanks. Having met you and Nick I feel very confident we are on that journey you refer as we prepare to settle our 3rd (MRD) investment property in March. Perhaps some jitters after listening to the current media “doom n gloom” every day. I would prefer to take my council from people I trust who are living examples of what you practice. Thanks again for your guidance and process’s as I would probably still be sitting on my hands listening to the little voice in my head that kept saying “Superannuation is not really super, it is just annuation. Do something more! ”
Kind regards
Mike