Definitions Of A Property Investor

29th
2011

This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd

There are many “Definitions Of A Property Investor”… here is one that’s a bit cheeky, although pretty accurate!

A property investor is a business owner; but who:

  • Doesn’t know he’s in business
  • Doesn’t look after his investment like he would a business
  • Incorrectly assumes that by merely having the property he will create wealth

STOP! I am not having a ‘cheap shot’ at you personally… but let the statistics speak for themselves.

  • One in four investment property owners sell their investment property within the first 12 months
  • Four out of five STOP buying after just one investment property

That leaves me dumbfounded asking one question… What tha?

Seriously, I’m passionate about the wealth creating opportunities property offers you and me… so these numbers are of great concern. They’re also very surprising and bear no resemblance to the experience of my clients over a decade. What these numbers do tell me is that most people ‘out there’:

  • Get it wrong initially
  • Lack ongoing support
  • Have little understanding of property cycles

Referencing back to mrd‘s three safety check points:

  1. Do you have the borrowing capacity up front
  2. Do you have the capacity to hold onto your property post settlement
  3. Do you have the knowledge, support and understanding to ensure you sleep well at nightnot stressing over a decision that you should have been celebrating

Get The Right Support

Don’t wind up in regret… just another sad statistic! Opportunity abounds, especially right now, if done right.

Reliable and competent support in finance, finance structure and property (as in any business) are fundamentals. This is a ‘no brainer’.

My very real points of difference in business are in the education and support we freely offer. My team and I are totally committed to assisting you long before any purchase decision. And when the time is right, we’ll do our best to make your financing and purchasing experiences as uncomplicated and enjoyable as we can. It doesn’t end there, nor should it! For almost 10 years we have continued to support anyone who asks… long after settlement.

One in four property investors selling in the first 12 months and four in five never buying more than one should not be reality! I know for a fact that very often it is in the financing arrangements that most often things are messed up… but that doesn’t have to be YOUR experience.

In a nutshell, I promise that if we can help you at any stage of the process – we will!

Do You Want $7,000

It’s now one month into the new financial year and time to lodge your tax return. Did you know that an ordinary couple earning just $55,000 and $30,000 respectively who purchased a typical $350,000 investment property would be entitled to a $7,000 tax refund? NB: This is an example in which I’m assuming a new property and a depreciation schedule prepared by a registered quantity surveyor (QS)… not just an accountant (who is not licensed to claim as much as the QS).

In my experience most investors:

  • Buy with emotion or on yesterday’s demographics
  • Don’t understand nor implement advanced financing strategies
  • Fail to claim all the ATO legitimately allows them to
  • Do not prepare budgets or accurate cash flows
  • Spend little time in understanding the market and market cycles impacting their ‘business’
  • Fail to seek professional assistance, opting instead to make decisions that reflect their feelings at any given time
  • Basically.. “perish for lack of understanding”

I guess it’s no wonder why only one in four investors last only 12 months and four out of five investors never go beyond a single investment purchase! Weird, in my opinion, given the certain financial fate we all face and the predictable assurances that investing in property (done the right way) will deliver over the medium to long-term.

Win/Win

Let’s face it… we win when you win!

If you’re even considering how (a) right finance structure and (b) investment property might fit into your future… do yourself a huge favour by speaking with mrd first.

If not more thoroughly and more professionally… I guarantee we’ll support you at least as well as anyone else – AND without the ‘BS’!

You have MUCH to gain and absolutely nothing to lose by contacting me with your question(s) now >>>here

Read more…

Glenroy Townhouses

29th
2011

This post was written by Katrina Lockhart @ mrd
Posted Under: SOLD OUT Property

Glenroy, a suburb in Melbourne, is located 13 km north from Melbourne’s central business district. It has been earmarked by the Victorian Government as a ‘major activity centre’ by 2030. The area is already well serviced with public transport and a major retail district centred around the Glenroy railway station.

Great value two bedroom, one and two bathroom townhouses with timber floors, stone benchtops, split system, reverse cycle air-conditioning, with rental returns around 4.75% and completion in December 2011.

This development is a solid investment opportunity in a well established, multi-cultural, suburban area with high rental demand being constant.

The area is adjacent to a manufacturing precinct which is a major source of employment for tenants.

IMPORTANT: Queensland Government $10,000 Building Boost

29th
2011

This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd

Take advantage of the new “Queensland Government $10,000 Building Boost” that takes effect from this coming Monday, 1st August.

Available on new purchases for a limited time.

If you are planning on an investment property purchase anytime soon, talk to mrd about qualifying for the $10,000 government boost >>>here

NB: some modest conditions only apply to this fantastic offer!

Read more…

Perth Come Back

29th
2011

This post was written by Katrina Lockhart @ mrd
Posted Under: New Releases



STRATEGIC REGIONAL CENTRE

…ubran renewal markets have outperformed local and capital city markets on a long-term basis.  In many cases growth has been more prolonged and has been less volatile than that recorded throughout the wider market” – RP Data

Last week we introduced the first investment opportunity for mrd in Perth. The response was huge and indicates the signs of a market about to move!

Now comes our second fantastic Perth investment opportunity.

Make sure you read what is going on in this area and don’t let your preconceptions sway your investment thinking.

To recap on what we said last week, West Australia is expected to be the brightest light in the national property market during the coming year, as the sole state expected to record a rise in prices according to the National Australia Bank’s residential property index survey. WA is expected to remain the front-runner until June 2013, with 3 per cent house price growth compared to the national average of 0.5 per cent. Rents also are tipped to climb in that time, to 4.4 per cent nationally, after rising 3.1 per cent in the next 12 months. WA will again lead the pack with a 6.3 per cent rise in two years.

NB: While we agree wholeheartedly with the very positive WA prognosis… our research has identified other areas of great opportunity!

Some of the highlights of the Perth/WA market are: Read more…

A MONUMENTAL Business Mistake

22nd
2011

This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd

Everyone ‘stuffs up’ at times, but I’ve made “A MONUMENTAL Business Mistake that only hit home after speaking with a new client the other day.

mrd, now in its 10th year, has gained a reputation for being competent, genuine, thorough and never pushy! But one area we have monumentally failed in is in the asking for referrals. In fact, the very greatest compliment you could give me is to recommend family and friends to mrd.

I need to acknowledge and send a HUGE THANK YOU to the many, many clients who have done this anyway over the years. So much of the growth of my business has come from people thinking enough of us to tell their family, friends and work colleagues! It wasn’t until I was chatting with a new client this past week (who said her girlfriend, while they were out walking, told her to talk to mrd) that it occurred to me that in over 9 years of freely giving via my weekly newsletters, public appearances, DVD’s, books and having hundreds of happy clients with a personal experience… that I have not asked for you to give something back to me.

Will you please do me a huge favour by taking a moment to think of who you know that could benefit from the mentoring and support we offer? If you are comfortable doing so, please give me names and email addresses. I will then personally write and introduce myself, letting them know who I am, what we do and offer them the opportunity to receive my weekly newsletter. Of course anyone you refer will be treated with the utmost respect – a win/win! You help me with some free advertising and those you care about will have the opportunity to benefit from Australia’s most respected property group; committed to helping people understand and (safely) invest in residential real estate.

I love what I do! I love seeing people step out, take charge and change their lives… and I look forward to continuing to help you and your friends.

  1. To give me your referrals
  2. To ask me a question(s)
  3. To request a complimentary financial health check

Follow this link >>>here

Read more…

Perth The Next Boom Market?

22nd
2011

This post was written by Katrina Lockhart @ mrd
Posted Under: New Releases

Some expect Western Australia to be the brightest light in the national property market during the coming year. According to the National Australia Bank’s residential property index survey, it’s the sole state expected to record a rise in prices. WA is expected to remain the front-runner until June 2013, with 3 per cent house price growth compared to the national average of 0.5 per cent. Rents also are tipped to climb in that time, to 4.4 per cent nationally, after rising 3.1 per cent in the next 12 months. WA will again lead the pack with a 6.3 per cent rise in two years.

Perth has been the worst performing capital city in the country after its boom from 2004 to 2006. However things are looking up for the West Australian capital with many analysts in the industry such as BIS Shrapnel, Australian Property Monitors and RP Data citing Perth as the next market to move. RP Data says in its recent analysis that the underlying fundamentals are starting to look much better compared with other capital cities.

According to senior manager and report author Angie Zigomanis for BIS Shrapnel “Rising investment in the resource sector is already seeing economic growth in WA accelerate. This will result in stronger population growth due to increased overseas and interstate migration. With the market estimated to currently only be in slight deficiency, conditions will tighten considerably, setting the scene for an upturn in-house prices over the next couple of years.”

mrd Has Secured Two Fantastic Investment Opportunities In Perth

Queens Park – 10km from the Perth CBD.

The first is just 10km from the CBD of Perth in an exclusive private estate with resort style facilities. This investment is surrounded by a whole host of amenities including Westfield Carousel (Perth’s largest shopping centre) which is just 1.8km away and Queens Park train station, private schools, parks and recreation facilities all within walking distance. We released this to our VIP list 48 hours ago and to everyone else today.

From just $395,000 these three bedroom villas and townhouses offer incredible value yet to be realised.

NB:The second fantastic investment opportunity will be introduced next week!! To our VIP list 48 hours ahead of our general release.

  • To View the Queens Park Property Page where you can download our Property Report >>>here
  • For more information or to request a complimentary no obligation cash flow analysis report contact mrd >>>here
  • NB: If you are not already an mrd VIP upgrade today (no cost) >>>here

Read more…

Mobility An Attraction For Buyers

22nd
2011

This post was written by Admin @ mrd
Posted Under: In The News @ mrd

Michelle Hele, The Courier-Mail
July 16, 2011

WITH the rising cost of fuel and concerns about the harm private motor vehicles can do to the environment, for those who can’t afford to live closer to their place of work, living closer to public transport is becoming more important.

Buying a house is no longer just about liking the actual home, how many bedrooms it has and the suburb, people are choosing a property based on how it fits into their lifestyle, according to PRD Nationwide research.

It found the top of the list for 57 per cent of house hunters was Read more…

Update $100,000 Govt Grant To Superannuation

22nd
2011

This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd

This update is for those who requested more information following my lead article of two weeks ago:

“How To Get The Government To Give Your Super Fund $100,000″

Read more…

Proud To Be An Aussie

20th
2011

This post was written by Nick Lockhart @ mrd
Posted Under: Jokes

After having dug to a depth of 10 feet last year, British scientists found traces of copper wire dating back 200 years and came to the conclusion that their ancestors already had a telephone network more than 150 years ago.

Not to be outdone by the Brits, in the weeks that followed, an American archaeologist dug to a depth of 20 feet, and shortly after, a story published in the New York Times:

“American archaeologists, finding traces of 250-year-old copper wire, have concluded that their ancestors already had an advanced high-tech communications network 50 years earlier than the British”.

One week later, Australia’s Sydney Morning Herald in Sydney reported the following:

“After digging as deep as 30 feet in his backyard in Penthurst NSW, Bruce, a self-taught archaeologist, reported that he found stuff all”.

Bruce therefore concluded that:

Read more…

Crap Advice

15th
2011

This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd

Like a sponge, I intently watch, read and listen to the (so-called) ‘experts’. Honestly, most of what I hear can be summed up as really bad advice! I wanted to say “Crap Advice” but in case I offended anyone, decided not to.

Pause from your busy life for a moment and consider the facts… despite a life of hard work 19 out of every 20 people fail financially… and odds are you’re part of the 19; not the one!

I get a little ‘hot under the collar’ hearing the daily drivel that’s passed off as sound economic judgement. Sensational opinion from people with no REAL clue all too often becomes a destructive compass for many people. For example, economists, market analysts and investment specialists have been telling us since November 2010 that we will face an ‘imminent rise in interest rates’. By November 2011 it will have been a whole year that they were wrong! Just because Kellogg’s get on TV and claim that Nutri-Grain is ‘iron man food’ or Special K helps women stay in shape, it doesn’t change the truth that these are merely processed ‘foods’, riddled with sugar and contain little to no nutritional goodness.

It may be trendy and good for ratings to continually draw macro conclusions from every set of micro economic results published… but it is simply not credible! The world is a more complex place than that and history demonstrates that what’s reported as sound economic advice is more often than not wrong.

Read more…

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