This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd
There are many “Definitions Of A Property Investor”… here is one that’s a bit cheeky, although pretty accurate!
A property investor is a business owner; but who:
- Doesn’t know he’s in business
- Doesn’t look after his investment like he would a business
- Incorrectly assumes that by merely having the property he will create wealth
STOP! I am not having a ‘cheap shot’ at you personally… but let the statistics speak for themselves.
- One in four investment property owners sell their investment property within the first 12 months
- Four out of five STOP buying after just one investment property
That leaves me dumbfounded asking one question… What tha?
Seriously, I’m passionate about the wealth creating opportunities property offers you and me… so these numbers are of great concern. They’re also very surprising and bear no resemblance to the experience of my clients over a decade. What these numbers do tell me is that most people ‘out there’:
- Get it wrong initially
- Lack ongoing support
- Have little understanding of property cycles
Referencing back to mrd‘s three safety check points:
- Do you have the borrowing capacity up front
- Do you have the capacity to hold onto your property post settlement
- Do you have the knowledge, support and understanding to ensure you sleep well at night… not stressing over a decision that you should have been celebrating
Get The Right Support
Don’t wind up in regret… just another sad statistic! Opportunity abounds, especially right now, if done right.
Reliable and competent support in finance, finance structure and property (as in any business) are fundamentals. This is a ‘no brainer’.
My very real points of difference in business are in the education and support we freely offer. My team and I are totally committed to assisting you long before any purchase decision. And when the time is right, we’ll do our best to make your financing and purchasing experiences as uncomplicated and enjoyable as we can. It doesn’t end there, nor should it! For almost 10 years we have continued to support anyone who asks… long after settlement.
One in four property investors selling in the first 12 months and four in five never buying more than one should not be reality! I know for a fact that very often it is in the financing arrangements that most often things are messed up… but that doesn’t have to be YOUR experience.
In a nutshell, I promise that if we can help you at any stage of the process – we will!
Do You Want $7,000
It’s now one month into the new financial year and time to lodge your tax return. Did you know that an ordinary couple earning just $55,000 and $30,000 respectively who purchased a typical $350,000 investment property would be entitled to a $7,000 tax refund? NB: This is an example in which I’m assuming a new property and a depreciation schedule prepared by a registered quantity surveyor (QS)… not just an accountant (who is not licensed to claim as much as the QS).
In my experience most investors:
- Buy with emotion or on yesterday’s demographics
- Don’t understand nor implement advanced financing strategies
- Fail to claim all the ATO legitimately allows them to
- Do not prepare budgets or accurate cash flows
- Spend little time in understanding the market and market cycles impacting their ‘business’
- Fail to seek professional assistance, opting instead to make decisions that reflect their feelings at any given time
- Basically.. “perish for lack of understanding”
I guess it’s no wonder why only one in four investors last only 12 months and four out of five investors never go beyond a single investment purchase! Weird, in my opinion, given the certain financial fate we all face and the predictable assurances that investing in property (done the right way) will deliver over the medium to long-term.
Win/Win
Let’s face it… we win when you win!
If you’re even considering how (a) right finance structure and (b) investment property might fit into your future… do yourself a huge favour by speaking with mrd first.
If not more thoroughly and more professionally… I guarantee we’ll support you at least as well as anyone else – AND without the ‘BS’!
You have MUCH to gain and absolutely nothing to lose by contacting me with your question(s) now >>>here
Posted Under: From the desk @ mrd with No Comments
Tags: cash flow, cashflow, Demographics, depreciation quantity surveyor, finance, Finance Structure, Investing, mrd, Nick Lockhart, property, property cycles, property education, property investor, property owners, tax refund

Everyone ‘stuffs up’ at times, but I’ve made “A MONUMENTAL Business Mistake“ that only hit home after speaking with a new client the other day.
After having dug to a depth of 10 feet last year, British scientists found traces of copper wire dating back 200 years and came to the conclusion that their ancestors already had a telephone network more than 150 years ago.
