Rush

26th
2010

This post was written by Katrina Lockhart @ mrd
Posted Under: Properties

Completed & Ready To Settle!

Prices reduced by $10,000

A boutique development of just fifteen luxury Town Homes, “Rush” has an accent of comfort, space, security and an easy living style.

It is positioned in the hub of the Gold Coast, close to the modern dynamic Southport business district yet is adjacent to Coombabah Wetlands Conservation Park and is surrounded by nature and the beautiful Coombabah Lakes. Read more…

A Personal Testimony From Nick

26th
2010

This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd

As a kid I was incredibly fit. I played rugby for 12 years and worked six afternoons a week on a milk run for much of my high school years… and beyond. That was then!

At the age of 40 Katrina, my wife, convinced me to go along to “just one” personal training session, to “try it” or give it a go and see what I thought. This is where the story gets really interesting.

I fronted up at about 8:30am to my first PT session; after which I was going to go to the office. The session was less than 30 minutes and pretty light on… but I was a wreck. Actually I was completely wasted. Weak, shaking legs and feeling nauseous I headed home and passed out on the bed for about an hour or more.

As I was heading to work a couple of days ago I began to reflect on those early weeks of PT and saw some close parallels with building a property portfolio. You see I committed to my weekly training for almost nine years until last December I was forced to stop; due to ongoing and incredible pain that I had been battling for some time, finally getting the better of me. Earlier this year I was diagnosed with severe rheumatoid arthritis and for most of this year have been forced onto a cocktail of heavy drugs (and natural therapies) in the hope of arresting the disease and finding some relief from the debilitating pain.

While there is no cure; I am just now at the point where the disease is under control and I am planning my return to training next year.

So how does this relate to property?

Back in early 2002 the emotional roller coaster I went through was almost more than I could stand. The fatigue, breathlessness, lactic acid and inability to do anything (other than lie down and pass out) after each session pushed me to the edge and almost had me quit… time after time. But I didn’t!

The thing that kept me going was the realisation that my level of fitness was far worse than I had realised prior to training. Given how fit I had always been in my teens and 20′s, I was quite taken back at my current condition. What scared me even more was the thought of how bad things would become if I didn’t do something NOW!

Today I hold a property portfolio that requires me to prop it up financially and as such… go without some things that I would otherwise be able to afford. How easy would it be to simply sell or offload a property to “ease the pressure”? So why don’t I?

Read more…

Brisbane Renters Paying Over a Third of Their Income in Affordability Crisis

26th
2010

This post was written by Admin @ mrd
Posted Under: In The News @ mrd

by Michelle Hele | The Courier-Mail | November 26, 2010

MOST rental accommodation in Brisbane is unaffordable, with private renters forking out more than a third of their income to put a roof over their heads.

Research by the Tenants Union of Victoria, which has analysed rental data, reveals low-income households – particularly single jobseekers and single pensioners – cannot afford the median rent, which hit $345 for a three-bedroom house in Brisbane during the June quarter.

An affordable level of rent payment is considered to be 30 per cent of household income.The research found the average rental property often consumed much more than 30 per cent of household income, with many paying more than double that.

As a result, many had to forgo basic necessities or rent substandard or insecure properties.  The report found rents were only affordable in Brisbane for couples with two children on average weekly earnings.

>>> Brisbane renters paying over a third of their income in affordability crisis | Courier Mail.

Oldies Going For Broke Before Retirement

25th
2010

This post was written by Admin @ mrd
Posted Under: In The News @ mrd

The Daily Telegraph | November 17, 2010

RETIREES with modest superannuation payouts are spending their cash on caravans, holidays and home renovations before surrendering to the mercy of the age pension.

With average payouts of just $24,000 – too little on which to survive long-term retirement – almost two thirds are choosing to enjoy themselves and take a “gap year”.

A survey commissioned by the Industry Super Network of retirees from five leading superannuation funds found 50 per cent of over 55s had emptied their super accounts.

About one quarter said they had debts of more than 25 per cent of retirement savings.

“What we are seeing is that after working to build this country for 40 years, many couples want to take a well-earned trip while they still have their health, which often becomes a big part of their planning for retirement,” ISN chief executive David Whiteley said.

“Our super system should give people the opportunity to have dignity in retirement and reward themselves with a trip around Australia.”

However the research found just one in 10 households with less than $100,000 in retirement savings invested any money in pension products that would provide an ongoing income stream in retirement.

Read more…

mrd Website Was Down

25th
2010

This post was written by Admin @ mrd
Posted Under: From the desk @ mrd

We apologise to anyone who had trouble accessing our website or online forms late Wednesday through to Thursday afternoon.

After four different clients drew our attention to our website being down (thank you to them all) we had our IT Guy get onto it immediately.

All should be fine now.

Thanks for your patience.

The Team @ mrd. Read more…

Written by Admin @ mrd on November 25, 2010
Posted Under: From the desk @ mrd with No Comments
Tags: , ,

Cove 35 – Runaway Bay Apartments

25th
2010

This post was written by Andrew Lockhart @ mrd
Posted Under: Properties

Tranquil Waterfront Living

The concept for this unique development was to create a contemporary address with a sense of place, panache and function, the epitome of modern Gold Coast living.

Architecturally designed, this exclusive collection of contemporary one bedroom apartments represent a rare opportunity to live in one of the Gold Coasts emerging neighbourhoods, where convenience meets modern architecture – a perfect blend of location & lifestyle.

Read more…

Treasury Push for Big Migration Boost to Offset Population Ageing

23rd
2010

This post was written by Admin @ mrd
Posted Under: In The News @ mrd

TREASURY briefings to Population Minister Tony Burke advocate a high migration rate being used to offset the impact of Australia’s ageing population and help maintain economic growth.

But Treasury remains concerned the states are unprepared for a population boom, with housing shortages and infrastructure bottlenecks across the nation.

The April briefs for Mr Burke, obtained by The Australian using Freedom of Information laws, give a frank assessment of population trends and future challenges. Net Overseas Migration — permanent migrants and long-term temporary migrants — is a key driver of population growth and within 10 years is expected to equal the natural increase.

While Treasury forecasts NOM nonetheless falling to 180,000 by 2020, before plateauing, it warns a further fall to 100,000 and lower fertility would be enough to slow growth to 2.3 per cent, and slash gross domestic product by 17 per cent by 2050.

“Population growth ameliorates the ageing of the population,” the ministerial brief states.

“Migrants tend to be younger on average than the resident population, boosting the labour force.”

With Australia’s population expected to surpass 29 million within 20 years, Mr Burke has been told NSW, Queensland, Western Australia and the Northern Territory have no population policies. Queensland — which will accommodate more new residents in regional centres, compared with mainly capital city increases in other states — also lacked reliable population projections but was still “attempting to plan for current and future needs”.

Mr Burke, who was given the portfolio specifically to develop an overarching population strategy, said yesterday the forecast NOM reduction was “simply a projection; not a target . . . not a policy”.

“Much of the public discussion on population is about total national figures and ignores the different needs of different parts of Australia,” he said. “The truth is, if Australia only contained 10 million people, we would still be overcrowded if they lived in Sydney.

“What the debate needs now is to look materially at the differences between those parts of the country where infrastructure and carrying capacity is being stretched and those areas that are crying out for more workers.”

Aakifah Suleman, 21, migrated from Zimbabwe with her family in 1989, her parents expecting their children to benefit from an Australian education and then return home. But they enjoyed their experience so much they stayed, with Ms Suleman recently graduating as an occupational therapist and working with the Multicultural Development Association in Brisbane.

“When people come from other countries, they bring so many different skills and elements of their own culture and it makes Australian culture much richer,” she said.

The permanent skilled migration program, the government’s main policy lever to influence NOM, is reviewed annually within a budgetary context. The government has set a preferred band of 150,000 to 230,000.

Immigration Minister Chris Evans last week heralded a 20 per cent drop in NOM,saying it would hit between 230,000 and 250,000 by the end of 2009-10.

via Treasury push for big migration boost to offset population ageing | The Australian.

Teachers And Kids

22nd
2010

This post was written by Admin @ mrd
Posted Under: Jokes

Most private schools have now broken up for the year; how time has flown.

We thought it was appropriate to look at what our kids have been learning.

Enjoy!

TEACHER: Samantha, how do you spell ‘crocodile?’

SAMANTHA: K-R-O-K-O-D-I-A-L’

TEACHER: No, that’s wrong

SAMANTHA: Maybe it is wrong, but you asked me how I spell it.

TEACHER: Glen, why do you always get so dirty?

GLEN: Well, I’m a lot closer to the ground than you are.

TEACHER: George Washington not only chopped down his father’s cherry tree, but also admitted it. Now, Louis, do you know why his father didn’t punish him?

LOUIS: Because George still had the axe in his hand.

TEACHER: Clyde, your composition on ‘My Dog’ is exactly the same as your brother’s.. Did you copy his?

CLYDE: No, sir. It’s the same dog.

Read more…

Written by Admin @ mrd on November 22, 2010
Posted Under: Jokes with No Comments
Tags: ,

The Gillard Immigration Lie

19th
2010

This post was written by Nick Lockhart @ mrd
Posted Under: From the desk @ mrd

Earlier this year I created a presentation titled “How To Prosper In The Slipstream Of Population Growth”. In this presentation I made a bold prediction:

Although immigration experts estimate we’ll reach a population of 36 million people by 2050. I predict we’ll reach that number much sooner.

You can watch the presentation here:

http://investmentmentor.com.au/events/slipstream-video/

I made this prediction because:

  • The Treasury estimates that produced this forecast of population growth were initially based on immigration numbers of just 180,000 a year. Yet in the year ending December 2008, net overseas migration was estimated at 253,400 persons – an astounding 41% increase.
  • Regardless of the rhetoric and misdirection we hear from politicians, no Australian government would be stupid enough to strictly limit immigration numbers – immigration is vital to Australia’s prosperity! So whoever is in government, immigrants will continue to flood our shores.

Well, guess what? Since my bold statement about immigration…

  • Rudd was “rolled”
  • Abbott claimed he wanted to cut immigration numbers. Which is also “code” for “I’ll say what I think you want so I’ll get elected PM”.

And finally…

  • Gillard said she did not want a BIG Australia, but a “sustainable” Australia. Which is “code” for “I’ll say what I think you want so I’ll get elected PM”.

The straight truth about immigration is simply this: immigration numbers HAVE TO GO UP. No matter what Gillard says. So don’t believe the lies she’s spinning from the pulpit.

I STAND BY my prediction about immigration.

In the “How To Prosper In The Slipstream Of Population Growth” presentation I go into more detail about this. I give you the FACTS about immigration. As well as the consequences we’ll face as a nation if skilled migration numbers are not maintained.

And bottom line: I tell you how you can use the information on the DVD as an opportunity to build sustainable long term wealth in real estate.

You can watch the presentation here:

http://investmentmentor.com.au/events/slipstream-video/

Win One Of Three iPhones or iPads

Read more…

Walking Out The Door FAST!

19th
2010

This post was written by Katrina Lockhart @ mrd
Posted Under: New Opportunities

These are walking out the door fast – Helensvale Townhouses

TWO ONLY REMAINING!
Don’t miss out on these quality huge three bedroom townhouses with 2 living areas, blanco appliances, foxtel connection and double lock up garage.

- $435,000 and $439,500
- Rent for $400 – $425 p/wk
- Completed now
- Only $17 p/wk body corporate!

No time to waste they will be gone next week.

If you have been waiting for the right opportunity – we believe that this is it!

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How To Prosper In The Slipstream Of Population Growth