Q: How would you respond to a friend who asked if you thought the mrd webinar would be worthwhile for them to listen in on and why?”
A: Thank you very much for the webinar. Thoroughly informative, enjoyable and easy to understand. Miranda and I found it easy to follow and I know I like to listen and take in information as compared to reading it. I think it gives a good grounding on the base of what you are promoting and how it all works. The questions are a fantastic idea and I think this would be the area that would make people decide if they were ready or not. I also think the information you provide on paper is necessary. At the time when we bought, we found the one on one telephone conversations with all of you fantastic. Andrew & Miranda
A: I am not sure though that it is a good introduction to MRD in the sense that its not the same as a face to face session if someone does not yet know MRD.
A: Martin’s bit was great too and I think a closer walk through ROYE and how you can make it work once retired would be great (i.e. paint a scenario in 2015, 2016, 2017 …etc) in the future.
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A: I would respond to the proposed question from a friend by saying, “Definitely ‘Yes’ the webinar is worthwhile. It reaffirms, with facts, the MRD investment journey we have undertaken and dispels the gloomy media induced fog of pessimism surrounding property investing at the moment. I pick up the enthusiasm of Nick and his team and feel that they are constantly looking ahead for new opportunities in property investing.”.
We are looking forward to hearing more about the software to manage your property portfolio with ease that Nick mentioned and the new ROYE. ROYE looks more amazing now. Also MRD’s new property deals from the distressed developer who flew in to Brisbane to meet with Nick.
Regards,
Chris V
A: The answer is that I would recommend the webinar if the person was interested in finding out more about investment vehicles and had not yet heard the data presented last night. I would say it was a good presentation which gave reason for confidence in the group MRD and in the market and market approach. Peter W
A: I was able to successfully log in to last nights webinar. I heard it all clearly and made a brief comments at the end to say thanks for the informative evening.
It was useful and enjoyable
Many thanks
Ian H
A: Dear Nick, Martin and Team
Thanks for a successful Webinar.I was able to hear you both clearly and the initial transition between you was comical as you exchanged comments of, “I can hear you, can you hear me”….:-)
The info was very good, excellent pace for me (anyways) and I was even able to type some questions – first time ever on such a connection.
Thanks again and all the best
David H
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A: I had gained much knowledge from last night’s session with thanks; however due to English being my second language, I could hardly follow your speed and might have missed out some information. Therefore I just wonder if there are any handouts to be sent to me (so that I can read slowly and repeat to read).
I have already recommended to a few local friends to register direct with you the mrd webinar should they be interested. Can I know if I can also refer to overseas friends (such as Hong Kong or Singapore) to attend your webinar as well?
Thanks for your understanding.
Irene W
A: Hi Nick & Team – fabulous Webinar last night. Thank you. I guess like many investors I feel caught in a storm from the west & one from the East – one saying demand will keep house prices up & growing, the other saying beware as the worst of the recession (we had to have) is yet to come. Middle ground is such a horrible place to be, so last night was great from a statistical & general market sense and swayed me to look more closely soon in to property again. However I am interested in your comments on the attached as Harry does get quite a bit of attention both here & in the US. I guess the easiest way to deal with this is by phone appointment so I will be happy to receive your call to set up an appointment anytime. Steve D
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Happy Investing,
Nick Lockhart
mrd Customer Care… because investing is personal

Reader Comments
Thanks for the webinar, as per usual very informative and also reafirmed previous information from Nick.
Our question that we sent on the night of the webinar but was unanswered was:
When we completed the paperwork on a renegotiated loan, there was a question on the loan document that we were asked to sign stating that the loan was not for personal use, and would only be used for the purchase of real estate.(words to this effect) How will this affect ROYE and our ability to retire in the near future?
Martin answers-
Certainly that will be stated on some loans in the current lending environment. I have several that make no such statement and a good broker has access to many different products from many different lenders. We talk about lines of credit but there are many different products that can achieve the same purposes. I for instance, have a number of properties refinanced that leave the extra credit in a redraw facility with no statement of intended use.
Doug Answers-
Under the Uniform Consumer Credit Code providers of finance have to ascertain whether funds are intended for investment use or private use as the reporting requirements differ. Each lender will have a different form. Some just ask the question in the application but others, such as yours, go one step further and state it on the loan documents. This is the lender ensuring they comply with the relevant legislation. If you then choose to use the funds for another purpose the lender doesn’t really care, they have met their legal obligations and their backside is covered.